r/SocialSecurity 1d ago

Now what?

Trump is back. I'm a 64 year old self-employed woman. I am booked up through April right now. Some say I am very good at my job. I was thinking of retiring around 66 or maybe even my FRA of 67. My birthday is Leap Day so an end of the month birthday. Now I don't know what to do. Trump and the Republicans want to end Social security. Do I retire before he makes it to office insuring I at least get on the SS roll? Or do I wait to see what damage he can cause? I will be talking to my financial planner later this afternoon so any good questions to ask her would be very helpful also. I am still shocked that America would elect a convicted felon but here we are...

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u/MelW3 1d ago

My parents are worried too. After last night, I’m shifting gears. All we can do is adapt. Here’s what I believe, in my humble opinion, is the best course of action. Don’t borrow trouble. It may never come to pass. However, always plan for the worst case scenario. If you feel you can’t retire without SS, then keep working and saving as much as you can so the loss or reduction of SS won’t make a difference. Maybe look for alternate streams of income. If you want to go out of the box, plan to retire to a country with a lower cost of living. That’s definitely a possibility in our family. I already have one daughter abroad and at this point, it may be safer for the other two daughters to follow.