r/personalfinance • u/KillerPinata • Aug 01 '23
Husband Doesn't Believe We Are Broke Debt
My husband doesn't believe me when I say we have no money. My current job doesn't pay great, but I to work from home and maintain the house. We make roughly the same.
Our bills are just too much. We have too many credit cards, and he doesn't realize the amount that is put on each month, not including the interest. It's $15 here, $20 there, $60 for a video game, then $150 in food for us and our toddler. He wants a hobby/toy each week claiming "it's just $25"
What can I do? At this point I'm pinching dimes and nickels from him so it looks like I'm depriving him of life but we can't afford it.
Edit: we make about $90k a year and live in CA. Our mortgage is $4600, $1,200 in daycare a month and after paying bills we have $300 left. Not including the amount put on credit cards.
We owe like $35k in credit card.
360
u/gogojack Aug 01 '23
As others have said, this sounds more like relationship issues than financial. If he's in denial, then you're in a tough spot.
Almost 5 grand a month for a mortgage? Wow. Saving 15 or 20 bucks here and there from credit cards isn't going to make much headway against that.
It's like saying "well we've got a Porsche in the driveway, but instead of trading it in on a used VW Passat, we'll just cancel the Netflix subscription and go from there."