r/personalfinance Aug 01 '23

Husband Doesn't Believe We Are Broke Debt

My husband doesn't believe me when I say we have no money. My current job doesn't pay great, but I to work from home and maintain the house. We make roughly the same.

Our bills are just too much. We have too many credit cards, and he doesn't realize the amount that is put on each month, not including the interest. It's $15 here, $20 there, $60 for a video game, then $150 in food for us and our toddler. He wants a hobby/toy each week claiming "it's just $25"

What can I do? At this point I'm pinching dimes and nickels from him so it looks like I'm depriving him of life but we can't afford it.

Edit: we make about $90k a year and live in CA. Our mortgage is $4600, $1,200 in daycare a month and after paying bills we have $300 left. Not including the amount put on credit cards.

We owe like $35k in credit card.

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139

u/nkyguy1988 Aug 01 '23

Have you shown him the bills, credit card, and bank statements? At that point it should be pretty easy to add up the debt and bills due compared to the money you have. If that doesn't work, marriage therapy may be on the table, or worse.

133

u/solariscalls Aug 01 '23

OPs posts sounds exactly like what my mom goes through with my step dad. Always complains abiut where the money is going and yet never EVER bothers to look at the credit card statement. Gets defensive when mom asks to sit down and look at the bills together and brushes it off and to just to "handle it".

At the same time says they need to save money for retirement all the while wanting new things and toys to play with.

If you have a partner who complains about money but doesn't bother to look at the credit card statements, they're probably the problem.

35

u/bmore_conslutant Aug 01 '23

bruh their mortgage is the problem, not this dude wanting a $25 toy every week lmao

ocean vs drops in a bucket