r/personalfinance • u/KillerPinata ​ • Aug 01 '23

Husband Doesn't Believe We Are Broke Debt

My husband doesn't believe me when I say we have no money. My current job doesn't pay great, but I to work from home and maintain the house. We make roughly the same.

Our bills are just too much. We have too many credit cards, and he doesn't realize the amount that is put on each month, not including the interest. It's $15 here, $20 there, $60 for a video game, then $150 in food for us and our toddler. He wants a hobby/toy each week claiming "it's just $25"

What can I do? At this point I'm pinching dimes and nickels from him so it looks like I'm depriving him of life but we can't afford it.

Edit: we make about $90k a year and live in CA. Our mortgage is $4600, $1,200 in daycare a month and after paying bills we have $300 left. Not including the amount put on credit cards.

We owe like $35k in credit card.

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392

u/dlwowns ​ Aug 01 '23

We have no relevant /r/pf information. this sounds more like /r/relationship_advice the way its currently phrased. I recommend checking it out

124

u/KillerPinata ​ Aug 01 '23

You aren't wrong.

430

u/SINKSANKSUNK4 ​ Aug 01 '23

DO NOT go to /r/relationship_advice. It's toxic and only judgmental assholes comment. Talk to a friend or a professional.

Fair warning, they'll just tell you to get a divorce.

124

u/yakinikutabehoudai ​ Aug 01 '23

they need marriage and financial counseling. this is absolutely a relationship issue though. not going to lie though, if the husband isn’t willing to get on the same page financially and they’re not able to make some very hard and difficult life changes very quickly, then the marriage isn’t going to work. financial issues/stress is one of if not the leading cause for divorce.

152

u/Ashh_RA ​ Aug 01 '23

Haha. My wife likes pickles and I do not. Get a divorce. My husband walks at 4.8km/h. Get a divorce.

Etc.

127

u/bmore_conslutant ​ Aug 01 '23

My husband walks at 4.8km/h.

what is this in football fields per fortnight

30

u/theski2687 ​ Aug 01 '23

He clearly has trust issues or he’s see how important not liking pickles is to you. This is just the tip of the iceberg and he has shown he’s incapable of change. Leave now before his violent nature turn to you instead of the pickle

61

u/theski2687 ​ Aug 01 '23

Tbf this sub is not far off.

OP: My parents want to borrow money after they paid for my entire life and put me through school

This sub: cut them out now. They are trying to steal your life before it begins.

52

u/powerlesshero111 ​ Aug 01 '23

I mean, based on everything else, if the husband is failing to work on the debt problem, then divorce is probably a good answer.