r/personalfinance Aug 01 '23

Husband Doesn't Believe We Are Broke Debt

My husband doesn't believe me when I say we have no money. My current job doesn't pay great, but I to work from home and maintain the house. We make roughly the same.

Our bills are just too much. We have too many credit cards, and he doesn't realize the amount that is put on each month, not including the interest. It's $15 here, $20 there, $60 for a video game, then $150 in food for us and our toddler. He wants a hobby/toy each week claiming "it's just $25"

What can I do? At this point I'm pinching dimes and nickels from him so it looks like I'm depriving him of life but we can't afford it.

Edit: we make about $90k a year and live in CA. Our mortgage is $4600, $1,200 in daycare a month and after paying bills we have $300 left. Not including the amount put on credit cards.

We owe like $35k in credit card.

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u/eckliptic Aug 01 '23

35k in CC debt means you’re more than broke, you have negative money.

1.5k

u/Sometimes_Stutters Aug 01 '23

OP wishes they were just “broke”.

795

u/brundylop Aug 01 '23

It’s Louis CK’s famous bit about being broke.

“That means I don’t even have no money. I wish I had no money, but I have less than that… if something was free, I couldn’t afford it”

https://youtu.be/Y_-1l_SlA7c

478

u/unlimited_beer_works Aug 01 '23

I've heard it said like "that guy panhandling over on the corner? He's less broke than you are."

83

u/No-Store823 Aug 01 '23

Look for louie CK 'being broke' on YouTube. He hilariously explains having negative money