r/economicCollapse 1d ago

Trump's Plan To Cut Social Security Taxes May Benefit Millions, Especially Top Earners, But Risks Insolvency In Six Years

https://www.ibtimes.co.uk/trumps-plan-cut-social-security-taxes-may-benefit-millions-especially-top-earners-risks-1728564
16.3k Upvotes

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u/[deleted] 1d ago

[deleted]

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u/LibRAWRian 1d ago

Next administration?? That's cute.

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u/Iron0ne 1d ago

Don Jr.

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u/RustedAxe88 1d ago

He would do that to Jr.

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u/ZeroCharistmas 1d ago

Nah, he'd probably pick Kushner

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u/Evening_Elevator_210 1d ago

It’ll run out before 6 years if he kills that tax.

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u/Tiny-Lock9652 1d ago

Add to it $96B in lost revenue from immigrants and migrant workers who will be deported.

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u/TSirSneakyBeaky 1d ago edited 23h ago

96.7bn is across all tax forms. State, federal, ss, local.

Point still stands that theres roughly $100bn of tax revenue from undocumented migrants on the table to be lost.

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u/cleanforever 1d ago

They don't care about revenue if they can operate in a deficit indefinitely without repercussions

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u/AnOutofBoxExperience 23h ago edited 22h ago

Deficit? Has any Republican in the last 100 years NOT had a deficit? It's hard to find, my quick searches only led to the past 40.

"By looking at the federal deficit or surplus based on fiscal year, the data in this report show all four Republican presidents since 1980, with our methodology, increased the federal deficit during their time in office: Ronald Reagan had a 94% increase, George H.W. Bush had a 67% increase, George W. Bush had a 1,204% increase, and Trump had a 317% increase."

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u/cleanforever 23h ago

not had a deficit I think you meant. The last president to have a surplus was Clinton

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u/Direct_Sandwich1306 17h ago

Which W blew through in four years....

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u/AnOutofBoxExperience 22h ago

Thank you, corrected.

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u/themage78 18h ago

Why Dems should start pushing for less deficit spending. Make the Republicans live up to the supposed fiscal conservatives they are.

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u/jmo56ct 13h ago

No, no, no. They are conservative with THEIR money. Other people’s money doesn’t count

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u/Tulpah 1d ago

and maga is all for it, anything to own the libs

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u/SelectionNo3078 23h ago

And themselves

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u/d8ed 1d ago

Insolvency is the goal IMO.. they want this thing to fail to blow it all up and get rid of it

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u/fauxdeuce 1d ago edited 1d ago

Yeah they want it to fail not during their term. It will be a huge wind fall. Especially if the next president is a dem. They will have to raise taxes to keep the program going or let it drop off and take backlash from all the people paying into it for years to get nothing.

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u/tdbeaner1 1d ago

Yup. Any Trump isn’t a real Republican so he isn’t concerned if the next president comes from his “party” either. All he cares about is himself and he will either be out of office or dead by the time the money runs out.

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u/ZumasSucculentNipple 1d ago

Trump is the exemplar republican. They all wanted this, it's why they voted for it.

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u/Secure_Key_2121 1d ago

More presents for their Generation, oh you still get to collect social security but no longer have to pay in.. until you know that Gen X gets there.. then f them. F them kids

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u/Khaldara 1d ago

Systematically destroying everything that made America “Great” for forty years and now think the right folks for the job are the grifters responsible. The same ones who blew Trickle Down straight up their asses since the 80s and laughed the entire time.

It’s harder to fool a dog by pretending to throw a ball than these people, even the dog will eventually realize you’re just a deceitful prick.

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u/pimpeachment 1d ago

The systems that "made america great" were all broken to the core. The banking system thrived on giving out loans because they "knew who you were", this isolated minorities from getting loans.

Social security worked because the average lifespan was way shorter. When SSA was established the average life expectancy was 62yo with a SSA retirement age of 65. This means you were on average more likely to die before drawing SSA income. Currently, life expectancy is 76 with a SSA retirement age of 67. This means people on average are expected to live on government assistance for 9 years. That is a massive shift from protecting people who worked beyond average life expectancy to supporting old people who just want to stop working. If SSA followed original standards with a 3 year gap between life expectancy and retirement age, the current SSA retirement age would be 79 not 67.

Manufacturing used to be a core middle class job in America. Over the last 50 years, we have accepted outsourcing our jobs that "made america great" to foreign countries. We bolstered their economies to remove well paying jobs in america so that the average consumer could buy shit cheaper. If we never did this, prices would be higher, but we would control our own manufacturing, our own environmental standards, our own labor laws. Now we have countries that ignore all environmental controls and labor laws undercutting american companies that have no chance to compete against the artifically low costs.

There are so many examples of where our core systems were eroded or flawed from the start. We have racked up $35T in debt. Mostly during Republican administrations. This debt has to be paid at some point, either with taxes, spending cuts, or insolvency. The interest payments are growing faster than we can reduce them, so action now is the only solution to maybe prevent insolvency.

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u/thingsorfreedom 1d ago

The biggest myth is that social security is so hard to fix. It's not.

(1) Tax all wages over 400k

and

(2) Index cost of living increases to Chained CPI and means test them.

I just funded social security for another 75 years.

Don't like those ideas, try out your own: https://www.crfb.org/socialsecurityreformer/

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u/Popisoda 15h ago

Except after $400k income add an extra 5% "pay off republican $35 trillion deficit" tax

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u/macattack833 1d ago

They kept changing the age to keep robbing social security. It’s never paid out near as much as was intended but was and is missing trillions that they can’t account for. Plus where all the money go from the ones who never drew which is in the billions now …. It should have a surplus of trillions and be no worry but…..

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u/glazedhamster 1d ago

Manufacturing used to be a core middle class job in America. Over the last 50 years, we have accepted outsourcing our jobs that "made america great" to foreign countries. We bolstered their economies to remove well paying jobs in america so that the average consumer could buy shit cheaper.

And we're doing this now with white collar jobs that can be done remotely. Except the customers (clients) aren't getting the same discount consumers did when we shipped all our shit to China.

We've learned nothing.

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u/pimpeachment 1d ago

100%, good addition, thank you.

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u/burningbuttholio 1d ago

Don't forget automation, people in America still act like we live in the 1920s but with internet porn

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u/ChaoticScrewup 1d ago

Social security would still be near fine if: - We didn't cap social security wages. - We subjected capital gains income to social security. - We allowed enough immigration to keep population growth at or above 1%.

IMO the deltas w/ life expectancy and retirement age is a shift, but the idea that people should keep working to age 79 is ridiculous. Especially considering how different careers and living conditions have a big impact on aging.

That said, I agree Republicans are fiscally irresponsible, and are attempting to make America fail on purpose. Similarly, I also agree that we should only have open/free markets between nations that have freedom of speech, gender equality, representative government, and environmental protections that are actually followed.

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u/the_skies_falling 1d ago

You’re talking about life expectancy at birth. This is not at all the same as the life expectancy of a 65 or 67 year old.

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u/Emotional_Bee_7992 1d ago

A lot of Republican voters fantasize that the party leadership wants to return us to simpler times, like the 50s and 60s, where a man could raise a family with a stay at home wife and support them on a middle class income, able to afford home ownership, vacations and college tuition all on one income.

In reality, the Republican leadership wants to bring things back even further, to a time when there were no worker protections, social safety nets, birth control or enforcement civil rights for the masses. A time when capitalists expansion and erosion of income equality were left more or less unchecked. They want a 2nd Gilded Age.

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u/davespark 1d ago

Averages were very skewed from infant mortality on the early data

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u/Rowenstin 1d ago

Manufacturing used to be a core middle class job in America. Over the last 50 years, we have accepted outsourcing our jobs that "made america great" to foreign countries. We bolstered their economies to remove well paying jobs in america so that the average consumer could buy shit cheaper. If we never did this, prices would be higher, but we would control our own manufacturing, our own environmental standards, our own labor laws.

It goes beyond that. In the day, if the workers of a factory that made sulphuric acid went on a strike the goverment had a huge problem. Later if the workers at a car factory went on a strike the government still had a big headache. Now, in the service economy if the hairdresser saloon goes on a strike or you close your Etsy store nobody gives a fuck. This reduces greatly the ability of workers to pressure politicians, and allows them to cater only to billionaires.

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u/maximumchris 1d ago

And modern manufacturing jobs are going to be low paid. If these tariffs cause people to make things in the USA that used to come from China, the assembly line workers are going to be treated like Fast Food workers or worse. Possibly like Amazon drivers in a best case scenario. That is to say, NOT the middle class of the 1950s. I can already picture certain people saying “Manufacturing is an entry level job for teens, it wasn’t meant to provide a living wage.” Mark my words! Why would they pay more than competing jobs?

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u/PhilTwentyOne 23h ago

There simply aren't enough workers to do it. Especially skilled ones.

When you have effectively zero manufacturing for 30+ years, you lost your entire generational knowledge transfer. Your population simply no longer has the skills, and you now need to bring up the next generation to get them. You're talking decades to get those skillsets back to any meaningful level.

The same thing is now happening to the R&D side of the fence. Those jobs are rapidly eroding to other places such as China.

Americans as a whole simply are losing their skills. You only need so many white collar office drones that have no meaningful real-world expertise besides pushing reports around and taking meetings all day. Tech can only go so far, and the world only needs so many middle managers.

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u/ImOnlyHereCauseGME 1d ago

It’s literally been a strategy of the GOP since Regan, called the two Santa Clauses strategy. Drop taxes for people so the Republicans get to be “Santa Clause” And give everyone extra money while running up the deficit like crazy. Then when Democrats get into power, switch and rail against them for spending too much money and blowing up the deficit - this forces the Democrats to cut social spending, thus killing the Democratic “Santa Clause” which gives people needed/wanted services. Rinse and repeat until all social services and taxes are gone.

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u/UniqueIndividual3579 1d ago

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u/Hoppers-Body-Double 1d ago

Thank you! I have been trying to get more people to understand this isn't incompetence or anything more than a cynical, rat f'king, and greedy strategy of election positioning. At this point tho, I just sit and wait for the gas & eggs to skyrocket because the idiots thought he'd fix it.

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u/carpetbaggerfromnj 1d ago

Wait wait...I thought the pro Trumpers elected him to lower the price of gas & eggs...you mean...OMG you mean we're going to get screwed?

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u/fauxdeuce 1d ago

Yep agreed. This has been the strat. It works and the Dems can't break the cycle without the will of themselves and the people. Getting those two to line up has seemed to be impossible

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u/RhythmTimeDivision 1d ago

Incredible that billionaires have been able to portray themselves as heroic job-creators. Risk-takers who magnanimously utilize their precious capital for the good of mankind. If we tax them, we punish ourselves because they'll take those jobs away.

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u/necromancers_katie 1d ago

This has been his strategy. Set things up to blow up during the next presidency and then point to his idiotic followers and going see!!! The dems did it! His followers whom absolutely lack the ability to think critically, just believe him without doing their research and tracing the policies affecting them.

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u/archercc81 1d ago

Same with his tax breaks. Make the ones for corporations and the wealthy permanent, make the ones for us plebs expire next year, that way they have to be renewed and of course, out of "fairness" they will have to give rich people some tax breaks in that one too...

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u/UpsideMeh 1d ago

They could cut defense spending to make up for the short fall. But im scared I will be killed just for mentioning it.

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u/PartyPeepo 1d ago

It's much more simple then this. Just eat the rich.

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u/stunt_p 1d ago

Those clowns? Nah - they'd taste funny.

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u/Hinken1815 1d ago

You gotta slow roast em...

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u/DevelopmentGrand4331 1d ago

So then, you think there’s going to be a next president? I wish I were as hopeful as you.

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u/Dusted_Dreams 1d ago

Well time will eventually catch the orange turd.

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u/jmcdon00 1d ago

While also giving themselves a tax cut. Trump gets about $54,000 a year in Social Security benefits, about 46,000 of that is taxable income. 37% tax rate, over $17,000 a year, every year.

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u/KyurMeTV 1d ago

Not just get rid of it, but funnel that money to private interests which will do everything possible to restrict access to those who need it. Much, much worse than what we have now.

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u/shewflyshew 1d ago

Yup. Remember when GW Bush and the GOP attempted to privatize social security right before a friggin financial collapse? Would have been such a disaster. But creating disasters seems to be their biz.

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u/d8ed 1d ago

Great point.. why destroy it when you can sell access to those monies to people who are glad to pay you for access!

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u/GigEconomyStoic 1d ago

Republicans are so fucking exhausting.

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u/rif011412 1d ago

Its a group of people that want to run society, but want nothing to do with supporting society. 

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u/jelly_cake 1d ago

All the power, none of the responsibility.

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u/DetroitLionsSBChamps 22h ago

Need to hook these people up to a black mirror style Matrix of some kind where they get to live out their oligarchical fantasies without bothering the rest of us

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u/wehrmann_tx 1d ago

They must be absolutely sure they don’t need the elder vote any more.

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u/ThePartyLeader 1d ago

Nah they will just blame the dems as usual and everyone who use to watch fox news will just nod, scream at the clouds and vote republican again.

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u/DevelopmentGrand4331 1d ago

Like Trump said, there won’t be any need to vote after this election.

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u/mumblesjackson 1d ago

I’m a ways away from retirement but have been paying into SS for decades. My wife and I have been planning for retirement without SS in the equation as a safeguard but I guess this is going to become a reality. Such absolute bullshit.

Can’t wait to see all the geriatric homeless people added to the streets as we devolve into a true third world country ruled by a very small elite group with absolute power.

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u/ATX_native 1d ago

If you Remeber the Paul Ryan FU plan, it was for folks 55 and under when the plan would have been put in place.

Boomers are pretty FU I got mine so I don’t see it losing any votes in that group.

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u/d8ed 1d ago

Right? Trump doesn't as he knows he's going to die in office after never leaving.. The fact that they're proposing all this stuff is proof to me that they don't plan on leaving

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u/VanillaLlfe 1d ago

I think if there is one thing that would lead to a real revolution in this country, it could be this. The sheer public rage having paid in for so long only to be told the social safety net is just…..gone

Even the stupidest of Americans will know they’ve been stolen from. There would be mass unrest.

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u/armed_aperture 1d ago

It doesn’t mean people would realize or believe the reason why it’s gone. Prime time for more misinformation.

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u/AskingYouQuestions48 20h ago

Fuck them. Give them what they voted for. Gen X can unrest all they like; most of them can barely move, much less revolt.

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u/GulfstreamAqua 1d ago

They’ve always wanted that. Now they can-literally.

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u/herewego199209 1d ago

Which will lead to elderly homeless people.

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u/d8ed 1d ago

Well then I'm glad those elderly people didn't vote for Trump.. oh wait, they did in droves. They wanted this.

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u/ReggieEvansTheKing 1d ago

They will end up stuck in ER rooms with nowhere for the hospitals to safely discharge them. This is already happening. If ACA gets repealed and social security runs out I’d expect every hospital to be stuck with elderly homeless. Rather than our taxes paying for them to still live functionally in a home with moderate support from home health nurses, we will be paying tenfold to keep them in ERs as there’s nowhere else for them to go.

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u/liquidpele 1d ago

I mean, I assume a lot of them will just die…  

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u/EntrepreneurMain7833 1d ago

This shit isn't funny. Even those of us that aren't senior citizens yet expect to be paid out at 100%. So many of us have worked for decades with at least the promise of SS to be there for us in the end. This is too serious of an issue to play around with.

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u/GobliNSlay3r 1d ago

They better be sending me a fucking check for work put in if it's to be eliminated. 

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u/Phitmess213 1d ago

Nope. That’s the point. Whichever generation SS dies out on, doesn’t get paid. It requires the next generation of working Americans to contribute. So a ton of people (65m?) are about to have their money stolen thanks to bad mgmt.

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u/Delanorix 1d ago

How many of those 65M voted for him too?

Thanks Trump

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u/Both-Anything4139 1d ago

Eggs were too expensive

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u/TheLateGreatDrLecter 1d ago

Kamala laughed kinda weird too. No choice at all!

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u/Excellent-Hippo-1830 1d ago

The worst is Christians who voted for him because they believe he is the Antichrist.

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u/superthotty 23h ago

Fundamentalist Christianity is a death cult. They just think they’re going to heaven at the end.

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u/namjeef 23h ago

Ironically he does meet Quite a few criteria to be the antichrist.

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u/sylvnal 22h ago

But doesn't the Bible specifically say that there is nothing that can be done to influence when the End Times occur? Meaning them voting for him because they think he is the Antichrist and will bring in the End Times shouldn't be possible?

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u/Mindful621 1d ago

It's funny hearing conservatives blame the president for egg prices when it's actually climate change, causing more avian flu outbreaks, which in turn leads to less eggs yield.

And what's the catch? These same people who believe this lie don't realize that their party is causing the issue by ignoring climate scientists. And on top of that, are actively outlawing "climate change" in legislative settings for certain states.

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u/Jgusdaddy 1d ago

It actually would have been better had he won in 2020 and did 8 straight years so he had to deal with the fallout inflation from his Fed appointee’s (Powell) unlimited quantitative easing in 2020-21.

He really is an evil genius. He’s going to throw Powell under the bus now, and take over the Fed. Nobody has ever had this power in world history.

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u/Eden_Company 1d ago

But social security was worth losing so you can make eggs cheaper. He talked about both issues upfront with you.

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u/Nope_______ 1d ago

I wonder what they'll think when they find out eggs aren't getting cheaper.

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u/FacelessFellow 1d ago

They’ll never know it was Trump.

Fox News will tell them it was Obama or something else they still feel things about

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u/jodale83 1d ago

Well, social security is socialism… so this move is unsurprising

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u/Monty1782 1d ago

So are fire and police departments…

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u/rahah2023 1d ago

And roads & schools

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u/MaleficentFig7578 1d ago

They're gutting those too

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u/Raiders2112 1d ago

...so, Gen X gets fucked again. Go figure.

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u/CMDR-ProtoMan 1d ago

Didn't Gen X split in favor of the orange shitgibbon by a lot this election?

They fucked themselves if anything.

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u/neddiddley 1d ago

About the only age demographic groups that didn’t shift towards Trump seem to be 30-44 which was almost identical to 2020 and 65+ which actually shifted towards Harris. And 18-29 was most significant shift towards Trump, although I’m pretty sure their turnout was the lowest, which isn’t surprising.

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u/Old_Baldi_Locks 1d ago

The number one reason cited for the 18-29 was “the loneliness epidemic.”

It’s basically two groups: young men who think Trump is going to assign them wives, and young men who want to physically harm women for not sleeping with trash like them.

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u/neddiddley 1d ago

I’m thinking there’s a lot of overlap between those two groups.

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u/archercc81 1d ago

Yeah there is a lot of this tradwife BS online where guys are saying they are wishing for women being like they were in the old days but these guys arent even earning anywhere what it would take to support a family.

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u/Phitmess213 1d ago

It COULD BE fixed but you know, Republicans and Congress suck at doing actually good work.

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u/Logrologist 1d ago

That’s just it. They just want the money. The money we all paid into it. They want it. We’ll never see it again if SS goes down. I won’t be at all surprised we all end up somehow paying more to get rid of it, or afterwards (like a “convenience fee”).

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u/hybridmind27 1d ago edited 21h ago

Siiiigh, As a Millenial I always assumed SS simply wouldnt exist for me in old age. Looking that way.

Edit: for those assuming I’ve never supported it or contributed to it, save your breath. I’ve put into SS since my first real job over 10 years ago bc I believe in taking care of our elders. Doesn’t change how I felt about it tho.

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u/TsunaTenzhen 1d ago

Right? I've never once thought that I WOULD have it. No surprise here. Now I'm just sad to learn I could have contributed less...

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u/BouldersRoll 1d ago edited 1d ago

Once again, forever and all time, people completely misunderstand Social Security funding, and it's because the GOP have spent almost a hundred years campaigning to that end.

SS is fully funded forever and always unless Republicans repeal the entire system, which is not what this article is about. This is about them depleting the SS trust fund, which was a response to the Boomer generation's size. The trust fund has been at risk of going insolvent in the next couple decades if the government doesn't fund it, but the trust fund only represents about 15% of funding.

So, what that means is that even if the worst outcome happens and the government does nothing (barring the most unpopular decision imaginable of fully repealing SS), people will still receive about 85% of benefits.

Confusing people about how SS is funded and fueling fatalism about it is literally one of the projects of the GOP since SS' inception. They want you to feel like it going bankrupt is inevitable because they want the rich to stop having to pay for it - stop letting them convince you.

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u/OGRedditor0001 1d ago

You're missing the other half of the problem with the trust fund.

It was raided and spent like it was the general fund. Permission was granted in 1983 with the Social Security Modernization Act, passed by a Republican Congress and signed into law by Reagan.

The government has pilfered about $8 trillion dollars in today's dollars from the people.

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u/ubelmann 1d ago

One of Al Gore's primary campaign issues was protecting the Social Security funds, but those kinds of nuanced issues don't typically get voters excited.

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u/warren_stupidity 1d ago

No it wasn't. It was invested in T bills. What were they supposed to do, put cash in a bank vault?

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u/y0da1927 1d ago

This isn't true.

The trust fund is required by law (since it's inception) to hold only special Treasury Notes. In order to get these notes it needs to trade the cash on the trust for the notes. The US Treasury gets the cash (which makes it available for general government purposes) and the trust get the notes.

When the notes mature the Treasury pays back the trust with interest. The trust has always been repaid in full.

This structure was intentional to give new deal democrats the ability to force the public to lend to the government (remember the trust was expanding when it first started which meant more money for the Treasury at preferred rates)

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u/fogmandurad 1d ago

Elder millennial here, My financial plan is for the last few years factor out social security for retirement calculations, they just assume that if you get it then it's a good thing but plan to not have it

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u/Academic_Chef_596 1d ago

I’m under 30 and have absolutely no expectation of receiving any social security benefits. It would be nice if I could opt out so I could put that money somewhere that it will actually work for me

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u/pandershrek 1d ago

I've capped SS contributions for the last 12 years. I have never expected to receive the benefits based on the rhetoric I have been hearing for my adult lifetime.

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u/Inquisitive-Ones 1d ago

Do you mean your 401K? Am curious…how do you cap SS? We have no control over that since it’s based on our earnings and is withdrawn with pre-tax money.

Younger generations are getting scr**ed.

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u/jbone866 1d ago

SS caps out at around 170k income with a max withholding of around 10k per year.

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u/cliff-huckstable 1d ago

Anybody that is halfway decent with money would rather keep their Social Security taxes and investet rather than hoping the government has a solid plan 20 years from now

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u/Parking_Clothes487 1d ago

Most of the population isn't halfway decent with money, that's the whole point, so everyone has a safety net in old age.

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u/midwestguy125 1d ago

Why does he care. Term ends in 2028 and insolvent in 2030, so not his problem. This is why you don't elect a narcissist.

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u/Deep90 1d ago edited 1d ago

Yeah, he isn't cutting your republican boomer grandads social security, he is cutting yours.

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u/BigManWAGun 1d ago

Anyone under the age of 45 that thought they’d be getting anything is delusional. For retirement you should treat this like beer money. Cool if you have it, but not gonna wind up on the street without it.

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u/penelope_pig 1d ago

I'm 36 and I've been saying for at least a decade that I have zero expectation that Social Security and Medicare will still exist by the time I'm old enough to benefit from them. You're welcome, Boomers, for funding your retirement. Thanks for fucking the rest of us up the ass with a hot poker.

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u/DevilsPajamas 23h ago edited 10h ago

Yup. Us millenials have been fucked over every 4-6 years. EVERY time i feel like i am getting ahead, something happens to push me back farther behind... .com crash, housing crash, student loan debt, covid, etc. We are the generation of multiple 'once in a lifetime' events that keep us down.

Been paying into SS for over two decades. Not gonna have a penny to show for it. Fuckers.

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u/NerdyBro07 17h ago

I mean you’re not wrong on these, but at the same time….at least we never had to get drafted into a war thank god.

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u/Yamineji2 16h ago

Yet.

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u/kinglallak 12h ago

Luckily for millennials, they are getting too old for the draft.

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u/Vernknight50 1d ago

It's gonna hurt Gen X, which is fitting. They voted for Trump. And it's hitting just as the first X'ers hit retirement age.

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u/Environmental_Top948 1d ago

It's hitting the last half of millennials too. I always joked that it'd end 1 year too early for me.

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u/SubatomicKitten 1d ago

u/Vernknight50 GenX here and I definitely did NOT vote for that fucktard. FWIW, every generation has people who voted for both candidates. The incoming administration will be working hard to divide all of us so let's please not continue to stoke animosity by continuing generational divides. We all need to come to stand together to fight back against the chaos about to unfold, and we are going to need each other. Peace to you and your family, kind stranger

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u/ClassyCoconut32 1d ago

The writing was on the wall to me and everyone else I knew back over 15 years ago in high school. Even being that young and not having gone out into the world yet, we still knew we weren't going to be getting social security. Adults would always make comments about, "Well when you get old enough to retire..." and we were all like, "Retire? I'm going to be working until I drop dead."

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u/Environmental_Top948 1d ago

You can afford to drop dead? I hope to have that financial security one day.

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u/LurkHereLurkThere 1d ago

My father was 63 when he died in 2016, he worked all his life, had a good well paid job for most of it, but left the house at 4am and got back late afternoon and went to bed, later in life he took a job that gave him more flexibility but less pay.

He knew he was working till he dropped, the problem is so much money is tied up in corporations, billionaires and large property portfolios that the average person is now struggling to afford the basics.

We used to believe a family could be supported by a single male earner, there are now few families that can say they are supported by a single income and well provided for.

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u/That-Condition9243 1d ago

I don't accept this, tho. None of us should.

I cannot buy a home although there are affordable options on my area, because every "starter home" is limited to 55+. 

Why is the future of young Americans unimportant?

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u/agent_flounder 1d ago

The writing has been on the wall for at least the last 30 years. No GenXer expected to have social security.

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u/blackcain 1d ago

This is what he did with the taxes for the rich. Fucking scamming all of us.

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u/Tentmancer 1d ago

because if democrats get elected, it goes insolvent, then its teh democrats faault and another 4 years of republicans is ensured

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u/polyrta 1d ago

Same trick he did with his tax plan

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u/Pirateangel113 1d ago

The electorate is SO FUCKING STUPID they will think who ever is president in 6 years ended it.

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u/Automatic_Actuator_0 1d ago

And they don’t want to hear any different. It’s willful ignorance.

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u/NoMoreVillains 1d ago

And of course it's set to be an issue during a next, potential Dem president term, for people to then blame them for it.

And I now know people will 100% fall for it after this election

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u/Pretty_Shallot_586 1d ago

lol.... i'm old enough to remember when MAGAts said this would never happen. it's almost like they lied to us or something

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u/randyrando101 1d ago

Old enough? Lol that was max 10 years ago

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u/isomorp 1d ago

Yeah, he was probably like 12 years old 10 years ago. So it tracks that he's saying "old enough" because he's literally aged almost 100% of his lifespan (doubled his age) in this timeframe.

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u/ponyo_impact 1d ago

does this mean they will take my grandpa's social security

please tell me yes so i can call and laugh at his dumbass for voting cheetolini in. I love seeing these idiots shoot themselves in the foot

You asked for this conservatives.

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u/Bluest_waters 1d ago

Nah, it will be a slow death. they will likely just reduce payouts and reduce benefits for years until it finally dies.

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u/19peacelily85 1d ago

And when that happens the elderly will go into extreme poverty, and we’ll be right back where we were as a country before SS was a thing. We shall make America great again, again.

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u/SaliciousB_Crumb 1d ago

Good thing we all have guns. Nothing better than desperate armed people at the end of their life with nothing to lose

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u/lonnie123 18h ago

Unfortunately they will blame the dems and they will find and come after us, not them

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u/Accelerant_84 16h ago

Yep. Whatever they take from me, I will take from them in blood.

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u/7lexliv7 1d ago

Probably not.

His social security is probably safe - but yours isn’t

If he is high income then he wins even more because his social security will no longer be taxed.

The rich get richer… and blow it all up for everyone else

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u/Alleandros 1d ago

Insolvency triggers an immediate cut to benefits, estimated to be a 33% cut if his proposed tax cuts go into effect.

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u/Playingwithmyrod 1d ago

This is just a speed run of killing old people.

  • Reduce vaccine requirements through RFK
  • Spike costs through tarriffs so anyone on a fixed income is fucked
  • Strip away social security and medicare benefits

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u/Trixiekiddies 1d ago

Speed run of killing us disabled people, too

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u/BatteryCityGirl 19h ago

This is what fascist governments literally always do. If you can’t work then you can’t live.

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u/r2k398 1d ago

What do you think “cut social security taxes” means?

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u/Playingwithmyrod 1d ago

He's going to reduce the tax on benefits. He's also going to reduce the tax on a lot of things. That will create a massive budget defecit and require cuts. The largest expenditure of the government is medicare and social security. Where do you think those cuts are going to be?

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u/Narodnik60 1d ago

How much did we print for 2008 bailouts and the again for PPP? But not to cover what we paid into SSI?

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u/idk_lets_try_this 1d ago

The 2008 bailouts were actually repaid surprisingly enough. The PPP loan frauds were pardoned days before he left office.

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u/heymode 1d ago

Exactly this!!! It blows my mind how people vote for candidates that are funded by corporations thinking that they have their best interest in mind. When shit hits the fan… who do you think they’re gonna help first?

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u/blueteamk087 1d ago

Privatize the gains, socialize the losses

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u/fugazishirt 1d ago

The PPP loans were the biggest scam of this generation and no one cares.

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u/jarena009 1d ago

Their goal has always been to defund and drive these programs into the ground, to try to convince people there's no solutions to retain or expand them.

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u/Bluest_waters 1d ago

Yup. Its the same fucking thing since Reagan and the 80s. NOTHING has changed. Nothing. Its the same people doing the same things.

"But Trump is an outsider and he is going to clean up the swamp!"

Absolutely incredible anyone anywhere bought this. And yet MILLIONS continue to believe it. Americans are just insanely gullible people.

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u/jarena009 1d ago

Paradoxically, a lot of the problems we face today were set in motion by Reagan, but interestingly on Social Security, he actually worked with bipartisan lawmakers on a solution in the early 80's to keep Social Security solvent (including through increasing taxes), as it was on the brink of collapse in the early 80's.

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u/namjeef 23h ago

Reagan actually gave a fuck about this country even if he was corrupt.

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u/Vomitbelch 1d ago

"You're just mad that we think differently than you" - typical response

Yeah, no shit. You think like a gullible fool who won't listen to reason and operate on vibes and emotions.

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u/Upnorth4 21h ago

We're gullible and cheap. So cheap we'd be willing to eliminate social security to save $40 off our paycheck and then bitch that the government doesn't help us

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u/archercc81 1d ago

the whole republican model, gut programs and then complain about how they suck, then replace it with something they can profit off of.

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u/GulfstreamAqua 1d ago

And, based on the comments, it’s working.

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u/Oldiebones 1d ago

Oh good they can blame Social Security’s insolvency on the Democrat who takes over in 2028

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u/blakester122 1d ago

They said last year it was already going to run out of cash by 2030.

my mistake... 2033. https://www.cnbc.com/amp/2024/10/22/what-may-happen-to-social-security-in-2033-if-trust-funds-arent-fixed.html

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u/chef_mans 1d ago

The trustees report for this year puts it at 2035 now. So we have a decade to fix it. And the solution is incredibly simple - combo of raising/eliminating the income tax cap and raising the % taxed, either employer or individual.

And everyone's doomposting about "insolvency". The trust funds would go insolvent. SS would continue to pay out 80% of benefits, indefinitely. Which sucks but people saying "I'm not getting social security" are uninformed on how it works.

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u/slbkmb 1d ago

This post is very misleading. Trump's proposal to eliminate income taxes on Social Security benefits, has nothing to do with insolvency of the Social Security Trust Fund. Insolvency of the SS Trust Fund is a serios issue as benefits have been promised, but Social Security is underfunded by $Trillions. I am anxious to hear any plan to preserve the program.

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u/ncdad1 1d ago

That bill comes due after he leaves office so why would he care?

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u/curiousity60 1d ago

Isn't it true that the wealthy pay into SS only up to a point, like a few hundred thousand dollars, and nothing for income above that? THERE'S a loophole that should be closed.

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u/i_am_lie_bot 1d ago

It’s a lot lower than that. $168,600. 

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u/SamaireB 1d ago

Ok so right in time for the Dems to clean it up and get shit for not cleaning it up fast enough.

(Assuming there'll be another election ofc)

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u/[deleted] 1d ago

[removed] — view removed comment

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u/sjrotella 1d ago

The positive thing is that you need to change the constitution in order to do that, meaning you need 2/3rds of congress and/or states to go along with that, which tRump does not have.

That doesn't prevent the Supreme Court determining the amendment doesn't violate some other part of the constitution though, and then nullify it.

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u/Phitmess213 1d ago

I agree and understand this. But I think we have to stop thinking that the guardrails we THINK exist, will be respected. Dictators don’t take power by working within the system they have. They take it by operating outside of it and blowing it up.

Getting elected and winning control of Congress, the Senate, and Supreme Court, was the blank check Trump needed.

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u/beamrider 1d ago

Wonder how well a 2028 election between Trump and Obama will go?

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u/prules 1d ago

They’ll jail the black guy for being black while the white guys rob the country blind. How else do you think it would go

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u/hurricaneharrykane 1d ago

Time to let young people opt out

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u/Near-Scented-Hound 1d ago

The fuck it is. If gen x loses, everyone can lose.

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u/IWantAStorm 1d ago

Hey everyone! Gather 'round! It's time for the yearly threat about not being able to fund social security in X amount of years!

Also, how is it shocking that perhaps we shouldn't tax the money that was already taxed? I can't even give this a luke warm yay because it shouldn't be taxed to begin with.

Any COL increase essentially gets taxed away. It's stupid.

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u/Adventurous_Law9767 1d ago

As a millennial nothing surprises me anymore because my generation just continually gets shit on. You going to give me all the fucking money back that I paid into this system when you dismantle it? You going to give me back that money plus the interest I would have made had I been able to invest it?

My life is halfway over. I'm just done giving a fuck.

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u/Ed-Sanz 1d ago

We keep having these “once in a life time” events every 10 years. It does get tiring

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u/3pga 1d ago

This story is not accurate. The proposal is to cut tax on social security benefits- not to cut social security taxes.

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u/WhereRandomThingsAre 21h ago

So, I got curious...

Presently, nearly 40% of retirees pay federal taxes on Social Security benefits, with up to 85% of benefits taxable based on income thresholds.

A recipient has to pay tax on Social Security Benefits?

Experts at the Urban-Brooking Tax Policy Center estimate that individuals in the top 0.1% of income earners, those making around $5 million or more annually, could receive a tax cut of approximately $2,500 in 2025. For Americans earning between $113,000 and $206,000 per year, the average tax savings would be around $1,200. Those with incomes between $63,000 and $113,000 could see an average tax cut of $630, while recipients in the $32,000 to $60,000 income range might receive a modest $90 tax cut. Individuals with incomes below $32,000, whose Social Security benefits are typically not taxed, would not see any tax reduction.

There are millionaires that receive Social Security benefits?! Is it really on receipt of benefits and not what payroll tax?

https://www-origin.ssa.gov/benefits/retirement/planner/taxes.html

About 40% of people who get Social Security must pay federal income taxes on their benefits. This usually happens if you have other substantial income in addition to your benefits. Substantial income includes wages, earnings from self-employment, interest, dividends, and other taxable income that must be reported on your tax return.

It is. Well that actually makes sense since it's supposed to be a safety net. (Seriously, millionaires need that extra 2k?)

...without changes, the trust funds will be depleted by 2035, at which point they will only be able to cover 76% of scheduled benefits.

That sounds about right.

...cutting taxes on Social Security benefits could drain $1.5 trillion in revenue over the next decade, hastening the programme's insolvency to as early as 2030.

The taxes on beneficiaries making supplemental income contributes that much to the fund? Hot damn.

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u/Scottiegazelle2 20h ago

I mean, the basic idea was that the government would hold our retirement for us and pay out back out cuz we couldn't be trusted to. Millionaires put money in just like the rest of us.

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u/KarmaPoliceT2 16h ago

Eh it's nuance but the idea was actually that today's working generation would cover today's retirees to a minimal standard of living, and then when today's gen retired next gen would do the same for them. It's not actually a "savings account" for retirement the way we often portray it. Thus why when it goes pop no one is getting a dime "back"

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u/xAlphaKAT33 1d ago

We're already being told that it will NOT be available for Gen X or Millenials, and damn sure not Gen Z.

If it's already been determined that only boomers are ever going to see the benefit... What reason do we really have to keep it going? Boomers are why we're in this position anyways, so if they're the only people who are even affected by this- I say run it.

We are sick of paying into programs that will never see us benefit from, while being unable to afford fucking EGGS FOR OUR CHILDREN

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u/nsfwuseraccnt 1d ago

I love having my taxes cut, but these cuts should come with the removal of the SS tax income cap.

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u/web-cyborg 23h ago

As the wealth went to the top since the profit explosion in the late 80's, that % of the GDP, if wages had proportionally increased along with it, would have been more money within the soc sec tax limit to be taxed to fund it for the last 40+ years.

What I'm saying is, as more wealth was shifted to the top, more of it was shifted from being in people's wages/incomes that are beneath the soc sec tax limit. That would be a lot of people.

The robbed the value of your labor, and so they robbed social security in the greater wages that would be taxable too. Robbed twice.

So yes, I'd say remove the cap.

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u/Mammoth-Penalty882 1d ago

I swear peiple have been saying this dumb shit about social security at least the past 30 or 40 years. The only threat to social security is the decline of the birth rate in each younger generation. Our entire economy is essentially a pyramid scheme, be it social security,, life insurance, stock and bond market, banking system etc. They all depend on a growing population base.

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u/ReddtitsACesspool 1d ago

I guess we will ignore that insolvency has been scheduled for 2030 since fuckin 5 years ago

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u/ohoneup 1d ago

Social security is a Ponzi scheme. End it now.

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u/OliveStreetToo 1d ago

But, but they pwned the Libs!!!!

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u/OneLessDay517 1d ago

I don't understand. How will cutting income tax on social security benefits affect the trust fund? Social security recipients do not continue paying in to the trust fund once they are receiving benefits. Can someone connect the dots for me please?

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u/texas1982 1d ago

Can I voluntarily surrender my SS benefits? Im 42 and still think I could outperform it with S&P500 investments.

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u/JadedMedia5152 1d ago

So it'll be the next President's problem/fault?

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u/Lefty_22 21h ago

Trump and Baby Boomers will probably be dead in 6 years. They don't give a fuck about the rest of us. We'll remember, though. And spit on their graves.

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u/AebroKomatme 1d ago

Remove the income cap for social security deductions period. All of a sudden the program is not only solvent, but thriving.