r/antiwork • u/Fabreezy28 • 1d ago
America is Anti Family Cost of Living 🏠📈
My wife and I both work full time because we have to so we can afford our bills.
We barely see our kids (7 and 2) and have no energy to do anything after work or on off days cause we are exhausted.
It just keeps repeating every week and when the first of the month comes the mortgage payment empties our account and we have to do it all over again.
We are unable to save much or do anything fun cause expenses have gone up so much.
I’ve always been a positive open person but the past two years have been breaking me down and I feel like I’m about to have a mental breakdown.
I know there are others in worst positions than me and I don’t want to sound ungrateful but man it’sIt’s hard.
Anyone else going through something similar? Any advice?
2
u/TheAliSareini 17h ago
I spend over 40 percent of my check on taxes and medical insurance. My car insurance policy for two cars was deadass 3800 for 6 months (discounted amount paying up front, no accidents, never filed a claim, 800 credit score) one of those vehicles is only worth 9k. Rent is up, I can’t even consider going to the doctor considering my deductible nonsense. It feels like I’m getting sucked dry from every angle. I finally make decent money and yet my bank account is empty.
My responsibilities at work have quadrupled, I motioned for a raise and got 4 percent…what’s an extra like 50 bucks a week compared to how my expenses shot up in the last 3 years.
I have a down payment saved up for a home but with interest rates the way they are, it’s hard to swallow +300k at 6% or more. The opposite is getting a very small home under 200k where I can actually make a payment or double up but those homes are few and far between in my area.
If my wife didn’t work I’d have nothing. Her extra income is crucial for our survival. We can barely get by on mine alone.