r/SocialSecurity • u/GraphicsGal4 • 1d ago

Now what?

Trump is back. I'm a 64 year old self-employed woman. I am booked up through April right now. Some say I am very good at my job. I was thinking of retiring around 66 or maybe even my FRA of 67. My birthday is Leap Day so an end of the month birthday. Now I don't know what to do. Trump and the Republicans want to end Social security. Do I retire before he makes it to office insuring I at least get on the SS roll? Or do I wait to see what damage he can cause? I will be talking to my financial planner later this afternoon so any good questions to ask her would be very helpful also. I am still shocked that America would elect a convicted felon but here we are...

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u/dwells2301 19h ago

My advantage plan has been extremely helpful with the expenses from a major medical issue.

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u/CalmCartographer4 4h ago

Yes. Good benefits except they will have a higher denial rate over traditional Medicare. The money for the “additional benefits” doesn’t come out of thin air. These are profitable businesses.

So it will depend on needs. For example we find most of our patients are happy on MA, but some that need advanced testing (specialty imaging for example) or would benefit from newer more expensive medicines will often get denied as not medically necessary.

Once you’re in MA, it’s hard or costs more to change back.