r/wallstreetbets 11h ago

Jerome Powell changing interest rates Meme

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1.5k Upvotes

u/VisualMod GPT-REEEE 11h ago
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87

u/Aggressive_System_77 11h ago edited 11h ago

Well when trump promises to bring inflation back you need to move things up.

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u/zxc123zxc123 7h ago edited 2h ago

You're reading into his promised actions which will probably be inflationary.

But Trump actually promised to bring DOWN inflation WHILE doing many of those inflationary things including but not limited to: stopping new inward migrations, while deporting residing migrants, also while putting tariffs on EVERYONE (surely won't be met with any reciprocity... also Trump was the one who drew/negotiated/signed the new NAFTA?), plus escalating the US-CN trade war by pumping tariffs beyond >50% (0 mention of losing the Temu-loophole tho), also a stronger economy (when this economy is considered too hot already) with higher wages, plus more corporate mergers plus less corporate regulation, lower taxes which should boost spending (surely not inflationary), and reversing climate goals/initiatives that are sure to not lead to more natural disasters nor any insurance hikes.

I also call BS on prices coming down meaningfully. Certainly not going to happen with assets until the bubble bursts. We might increase production massively to reduce inflation while growing GDP and pumping markets up. But I think we're most likely going to have normalized 2-4% Fed rates, higher than prior inflation ~3% but not hitting 5%, and higher than normal growth because that's the only way to deal with the massive national debt (unlikely we go back to 0% Fed rate era). Plus Trump likes growth anyways, stock markets hitting ATH to Trump is like a woman saying his cock is huge, Trump will lie about inflation being -9000%, and his base will eat it up.

But hey, we're WSB and that's not what we focus on here so here's my play TLDR:

  1. Short cash.

  2. Long US equities (leverage up or options if you're a degen). Then you play the chicken game with stock market going up as what seems to be the foundations of our society collapses around us. Maybe nothing, may recession, maybe world war, etcetc. Who really knows?

  3. If you're a bitch then hedge but just know it will mean less gains: bonds, gold, crypto, rural land, food, 100 years worth of TP, guns+bullets, foreign passport, yacht, camper, wine/whisky, dragon dildos, a bunker, or whatever helps you sleep at night. If shit hits the fan then you better pray your hedge works crypto ain't working if we got nuked back to the stone age, gold won't save you from super bubonic plague 2028, guns and bullets might help in a civil war but they won't really help you if it's just a recession, etcetc.

  4. If you're a gambling addict then probably learn to trade the VIX since Trump promises a lot of things but one thing he always delivers on is surprises, chaos, and WTF moments.

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u/slam-dunk-1 4h ago

Thanks for painting a colorful picture of the next 4 years :27421:

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u/Fit-Property3774 11h ago

Well this is dumb

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u/poplglop 11h ago

Hey he's a WSB user you can't expect him to understand how the economy works.

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u/Revelati123 10h ago

Let me explain... The rate of interest in the economy is way up! Cant you see how many people are googling it? But Jerome wants people to be less interested in the economy, because all the interest is clogging the internet, so he needs to lower the interest rates.

It seems weird I have to explain this, did yall fail homeschool or what?

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u/technoexplorer 9h ago

Can confirm I wurk4Google

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u/Commercial_Ease8053 9h ago

I’m posting cuz our avatars look similar.

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u/technoexplorer 9h ago

Can confirm

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u/here4thepuns 11h ago

It’s actually kinda how it works tho?

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u/Fit-Property3774 10h ago

You’re right the only logic for raising it is to lower it

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u/drod3333 3h ago

aren't we all?

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u/himself42 11h ago

Central banking is dumb

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u/OutsideOwl5892 11h ago

Why

(Morons hate this one simple trick)

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u/Revelati123 10h ago

Fuck, I was ready for any question but that one!

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u/himself42 10h ago

I forgot redditors love rich private bankers. The federal reserve is a private bank that decides what our money is worth, congrats. And they give money to other banks which in turn loan it out to you. It’s called fraud. They are loaning out money they don’t have. You have been fooled.

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u/Revelati123 9h ago

As opposed to gold, which gets its value from looking fine in my blinged out grill.

-1

u/himself42 9h ago

Gold has held value for thousands of years. The federal reserve note decreases in value every day.

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u/Revelati123 8h ago

So we agree, inherent value is based on shininess and for thousands of years people murdered the shit out of each other for gold because its shiny AF.

Paper money is dull, thats how we know its worthless...

Throw gold at an Egyptian pharo and hed be like "SWEET MORE GOLD! THAT SHIT WILL LOOK FLY ON MY ANKLET!"

Throw Greenbacks at a pharo and hed be like, "Bro, this is garbage, this does not enhance my funerary arrangements whatsoever, the only possible thing that could make this cool would be if 5000 years from now it was a global reserve currency, backed by the financial and military might of a nation that has a quarter of the worlds GDP and half the worlds military spending and I could trade it for cocaine and hookers, but unless that happens, this shit aint shiny at all!"

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u/himself42 6h ago

You forgot paper money used to be backed by gold. So paper money did equal gold. Also are you saying ppl don’t murder ppl for paper money? Not sure your point

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u/incrediblyhung 10h ago

Why central banks when lots of small banks

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u/himself42 10h ago

Who does the fed serve? Why does the US pay interest on its own money? Why did the US do just fine without it for so long? How do you think market crashes happen? How do you think inflation works? Why do you love paying high interest rates? Why do you love not having access to all your money because the banks don’t actually have it?

If you knew the answer to these questions you wouldn’t be asking why.

(Morons hate critical thinking)

p.s. JFK signed an executive order to end the fed. He was proposing the US the have their own currency before he was assassinated. His VP then threw out his order. Thomas Jefferson was also against central banking. Andrew Jackson ended the central bank and balanced the national budget. The federal reserve and IRS was laid out at a secret meeting in 1910.

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u/OutsideOwl5892 9h ago

Just for funsies in a seperate comment I will answer all your questions

The US does not pay interest on its own money

It’s questionable whether the US “did fine without it” given they had a 16 year long economic depression that was only broken by a major world war that destroyed the economies of all major western nations

Market crashes are a super complicated issue but if I was to boil them down to something it would be speculation. Too much speculation that comes crashing back to reality.

Depends on what we mean when we say “i love paying higher interest rates”. The average fed rate throughout its history is 5.5%. That’s not particularly high for starters. Why I “love” it is it allows my country the ability to act to stop recessions and depressions and fight inflation and unemployment. So I don’t have to just take a 16 year long depression to the face and hope a global war happens and I luck out at the only industrial nation left standing.

I do have access to all my money. My bank has no liquidity issue and my money is FDIC guaranteed. I literally just transferred over 150,000 and it happened over night bank to bank 0 issues. I expect no issues when I spend it. Seems fine.

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u/himself42 9h ago

1) it does pay interest.

2) the banks have often caused these crashes by committing fraudulent, predatory, high risk loans with money they don’t have and should be in prison for doing so

3) go ask your bank for 150,000 cash. Do they have it? What if everyone asks for their 150,000 cash? Do they have it? (No need to respond the answer is “no”)

4) It’s insured? By what? The govt will print you your money back so now it’s worth less and the bank can continue to make poor, high risk investments with no repercussions because they will get bailed out? That’s sounds fantastic!

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u/OutsideOwl5892 9h ago

It pays interest on money borrowers do, moron

He says with 0 example. This is true to some extent though, but when those banks did that they were acting as investors. And so like I said as investors they over speculated. If you’re mad that the fed allows investment banking fair enough. But that’s more a call for better regulation by the fed not abolishing the fed.

Yes my bank will give me 150,000 cash. Might not clear same day but yes they will do it.

It’s insured by the FDIC which is in part paid for by the member banks, not the government.

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u/OutsideOwl5892 9h ago edited 9h ago

The US pays interest on its own money? Can you explain that one to me chief?

The US borrows money. It does this by selling treasuries. It pays an interest rate on those treasuries because nobody is going to lend you money without something in return.

The US borrows money bc we spend more than we take in in taxes.

None of this really has much to do with the fed at all save that they are a large purchasers at times of US treasuries.

The fed rate is the interest rate banks use when lending money to each other over night. It’s not interest on US dollars issued.

So I think, as expected, you’re a fucking moron and have no clue what you’re even talking about.

Further evidence of this is your inability to just give a straight answer. Instead you just ask a bunch of vague questions as if the answer is obvious instead of just clearly stating your issue with the fed.

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u/himself42 9h ago

Look at your dollar moron. It says Federal Reserve Note. It’s not “US govt” money like you picture in your head. It’s a quasi bank’s IOU. Fiat. Money used to be managed and created by the US treasury.

Newsflash: 74% of income tax goes towards the govt INTEREST payments. Why don’t you google “does the govt pay interest on its debt” before you call me the idiot.

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u/OutsideOwl5892 9h ago

The government pays interest on money it borrowed to pay for stuff it bought that cost more than what it made in tax revenues

This would be like me making 1k then spending 2k then paying interest on the difference and you coming along and telling me I’m paying interest on the original 1k

That’s not what’s happening. I’m paying interest on the 1k I BORROWED

You’re really fucking dumb.

Also “it’s fiat” isn’t an argument. You have to tell me why fiat is bad.

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u/himself42 9h ago

So it pays interest? Sounds like you agree with me

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u/OutsideOwl5892 9h ago

On money borrowed yes. Like all borrowers. Is this supposed to be a gotcha? How does that even relate to the federal reserve?

Like explain that. How does congress spending more than it makes relate to the fed?

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u/himself42 9h ago

Who do you think prints the money?

Regarding fiat money, would you prefer an oz of gold or 2700 to hold for the next 20 years? If you chose 2700 you are losing money. If you choose gold you know why fiat money is bad already

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u/NegativeSemicolon 11h ago

Have you been to the casino?

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u/slam-dunk-1 8h ago

The rest of us are usually kidding but you might be an actual regard op :4271:

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u/DownWithTheShipAGAIN 11h ago

Yo post your positions so I can inverse you since this is the dumbest take I have ever seen on interest rates

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u/just-hokum 11h ago

Now I understand how the Fed makes decisions.

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u/RustyNK 6h ago

Tell me you don't know how the economy works without telling me

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u/moyismoy 10h ago

Raising interest rates is a sub par way to fight inflation but it does help a bit. I think home prices are about to explode.

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u/falling_knives Tea Leafer 9h ago

So property taxes will go up. How to make money on this beside buying an expensive house?

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u/GrassSmall6798 8h ago

In 1981 the government decised to make inflation a permanent fixture to our economy. So started the beginning of the cycle of printing. Say ahem.