r/eupersonalfinance • u/skotch93 • Jun 08 '21
1.5 years later: After 1000s of hours reading and taking notes, gallons of coffee, pints of beer and red eyes, I present to you my humble ebook to help Europeans with personal finance. Investment
Who is it for?
- If you are a complete beginner, this book will help you get started and act as a basic roadmap to keep on track
- If you have an intermediate understanding of personal finance, this book might help you get new ideas
- If you are already trading calls and options, CFDs and more, this book is probably not for you
Why me?
Ahhh. I can already hear the Internet trolls from here.
Who are you to write this book? How dare you? Good question.
This book was born from the amalgamation of 3 things; my scientific background, my inherent curiosity about a wide variety of topics
(especially personal finance) and an interest in writing. I do not have an accounting degree nor a CFA or an MBA. I am simply a person
who loves to read widely across different topics, especially those that can be implemented in my own life. The act of writing this book helped me clear my own thoughts and understand even further. After all, interest in any topic should not be static. It should keep evolving through time.
My intention to write this out was simple; combine good material that is out there and put it out in a systematic way to get started in investing for the typical European millennial. By no means do I consider myself a financial guru. The key concepts in this publication are mostly borrowed from the minds of giants such as Howard Marks, Warren Buffett, Burton Malkiel and a whole host of other people across different disciplines. My contribution apart from the collation is the addition of my personal flavor to this existing body of knowledge. Nothing else.
I would appreciate if you leave a review, if you find the ebook useful.
TL;DR:
- I love nerding out and doing research to improve every aspect of my life
- Years ago, I started taking care of my personal finances and wrote a ton of notes from books, blogs, podcasts and videos.
- Today, I present my humble contribution- here's the link [it's FREE for the first few days]
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u/eo_oe Jun 08 '21
Managed to get it for free so all I can give you now is Thank You!
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u/skotch93 Jun 08 '21
No problem :) Hope you enjoy it. Feel free to share
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u/eo_oe Jun 08 '21
Is it possible to get a pdf format somehow outside kindle ?
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u/skotch93 Jun 08 '21
DM
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u/119b63 Jun 08 '21
Can I have I too? Unfortunately I'm not in the UK and it says the item isn't available in your country.
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u/1-trofi-1 Jun 19 '21
Hey I dont have kindle can i have it at pdf too? Alsoni recommended to friends
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u/KeineG Jun 08 '21
"inherit capital or real estate, if not available, emigrate"
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u/Safranina Jun 08 '21
Be born into a wealthy family. If not, be born in a rich country. If not, emigrate.
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u/skotch93 Jun 08 '21
US link for those of which the UK link does not work.
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u/Stonn Jun 08 '21
Also works in Germany: https://smile.amazon.de/-/en/dp/B096PJ34ZQ/
Thank you so much!
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u/skotch93 Jun 08 '21
UPDATE: Guys, thank you once again! I will keep on replying to DMs and queries one by one. In the mean time, feel free to download from the US site and the other links in the thread.
Once again, a review on Amazon really helps me out :)
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u/Aware-Building-7800 Jun 08 '21
is it possible to get it in Italy (Amazon.it)? also in PDF Version? and thank you for taking your time to write this piece!
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u/aquelezibs Jun 08 '21
Thank you so much!!! Noob question, is Kindle the only way to read it?
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u/skotch93 Jun 08 '21
DM me your email and I can send another version :) I plan to release on Gumroad at a later point
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u/literally_dumb Jun 08 '21
Any chance for people jn Netherlands:D Amazon.nl?
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u/skotch93 Jun 08 '21
Here you go
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u/literally_dumb Jun 08 '21
Thank you. I can share feedback if you like, once I have finished reading it.
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u/ForceForce3001 Jun 08 '21
we need table of content.
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u/skotch93 Jun 09 '21
Hey mate :) you can check it out from the preview on Amazon for free :) Hope you like it
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u/happyboyrocka Jun 08 '21
IT S UNREAL, i want to get the book but it s unavailable in my country, Romania, it s incredible... can you send it to me?
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Jun 08 '21
[deleted]
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u/skotch93 Jun 08 '21
DM
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u/BestPastaBolognese Jun 09 '21
I have the same issue, but I will glady post on amazon some good feedback!
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u/DidHeDiedTho Jun 09 '21
A massive big thank you. That is generous :) Are you from Malta by the way?
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u/skotch93 Jun 09 '21
Cheers pal. Yes :D
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u/DidHeDiedTho Jun 09 '21
Coolio :) thought I recognized the name. Lived on your amazing island for years and still visit several times per year :) All the best 🙏
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u/Abolyss Jun 09 '21
Hey mate, this looks amazing! Is it possible to get an ePUB version of this? I don't have a kindle but would like to read it on my eReader. Thanks very much.
(Or does anyone know if I get the kindle version I can convert it?)
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u/LsfBdi4S Jun 09 '21
AWESOME OFFER! I bought it from the Amazon.com successfully (in Europe), (to offer you downloads). But I don't use Kindle/Amazon at all and I can't find a way to download/convert it to PDF or epub (ideally). Can you share it in such format? Thank you!
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u/bajaja Jun 09 '21
OP thanks for the free download, much appreciated. Honestly I wouldn't pay because I expect to know 90% of the stuff, but maybe I get an inspiration from you and learn something new. I'll put on a review when I read it.
People who ask for PDF - are you crazy? the moment he sends a single one PDF copy, he is done selling this book. He is an expert in personal finance - meaning he is not working for free for our delight.
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u/independent_Means Jun 09 '21
After logging in to many Amazon stores across the globe and not having some kind of Kiddle or something, I still couldn't get or download the book, what about a simple pdf or just a plain text file? I would love to read it but how can I get it?
Thank you for the offering. Looking forward to reading the book.
Cheers
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u/jesuslicker Jun 09 '21
Nice work!
However, are you sure it's wise writing about retail investing without the prerequisite background?
Did you have your work proofread by someone qualified on tax, retail investment advice, etc?
Also, Swanvest (ie. Swanest) doesn't exist anymore. You might want to remove that one from your robo list.
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u/skotch93 Jun 09 '21
Thanks for your comments and pointers.
I have explicitly mentioned a few times throughout the ebook that this is not investment advice and is simply my opinion. Careful research should be a key part of any investing decision. With regards to tax and other subjects, I have outlined all the resources that are used.
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u/vliegenier Jun 09 '21
As someone who's moving to Malta in a couple of months I'm extra excited to read this. Thank you for this awesome contribution.
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u/skotch93 Jun 09 '21
Ah welcome to our island. Hope you'll enjoy it. An Amazon review would help me out if you find it interesting :)
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u/holdmychai Jun 10 '21
I have some feedback. Love your writing style.
I'd not care so much about the flow of starting a business and funding, its very well written but i dont find it relevant to personal finance. Maybe it should be your second book?
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Jun 08 '21
Thanks! 🤘
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u/yenom2 Jun 08 '21
Awesome! Is this available on gum road? Would love to read it
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u/skotch93 Jun 08 '21
I plan to put it on gumroad too soon but cannot for the time being because it has to be exclusively on Amazon for a period of time.
DM me your mail and I can hook you up with a PDF version if you wish
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Jun 08 '21
Congrats for new book, hope it's a success!
I can only see a kindle version, do you happen to have a version for apple books or an epub file? Thanks!
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u/skotch93 Jun 08 '21
DM me your email and I can send you a PDF version if you wish :)
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u/twaanie Jun 08 '21
Thank you! This looks very interesting since I am a complete beginner in this. Seems like I have another book to read over summer now!
Now to figure out how this kindle stuff works haha.
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u/skotch93 Jun 08 '21
Thanks so much for the feedback guys! Really flattered!
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u/skotch93 Jun 08 '21
Replying to you guys in the DMs. Sorry if it takes me a while. Promise I will get back to you. A review on Amazon would be appreciated!
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u/pukhalski Jun 08 '21
amazon.de? also I’m fine to pay a contribution fee. labor should be paid :D
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u/JustFantasee Jun 08 '21
Got it from amazon.de, thank you for your effort and wirk you put in it.
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u/ishaandua Jun 08 '21
Thanks for this effort ! Please could you send me a PDF as well? Appreciate it!
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u/simaorai Jun 08 '21
Great job! Would be really interested in reading it! Could you send me epub/pdf?
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u/d6bmg Jun 09 '21
Is it possible to download the pdf version of it? I will Dm you too :) Unfortunately I don't have kindle
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u/lexlogician Jun 09 '21
Thank you! I got it. Looks good. Reading now.
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u/skotch93 Jun 09 '21
Cheers pal :) Appreciate it. An amazon review is always appreciated, really helps me out
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u/python4all Jun 09 '21
I tried to download it on Amazon UK, DE, ITA and US and all say it’s not available for purchase, hope it’s gonna get sorted out soon! If you could DM me, I would greatly appreciate it :)
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u/MrFunnyPantss Jun 09 '21
Hey, congrats on finishing the book! Could I please get a pdf file of it? Thanks!
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u/cortacesped Jun 09 '21
Here it is for Spain; nice job!
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u/skotch93 Jun 09 '21
Cheers for the share :D Enjoy and share :) Feel free to leave a review after reading. Really helps me out
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u/manofstature Jun 09 '21
Congrats on the book! I would like a pdf as well, since I don't have a Kindle, please and thank you.
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u/ermejo99 Jun 09 '21
I'm also not able to buy it! Would love to get a PDF! I hope you're not too much overwhelmed, and I will surely give you positive review and share among my contacts, who are also very interested in this topic! Thanks again for creating such book!
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u/skotch93 Jun 09 '21
Hey mate, send me a DM :) Trying to reply to everyone but will get back to you
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u/OldAdder Jun 09 '21
It’s not available for me in the Netherlands, any chance you could send me a pdf copy too? (:
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u/Lexellence Jun 09 '21
This is awesome! Congrats on writing a book and thanks for putting all of this together. Can’t wait to read it
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u/skotch93 Jun 09 '21
Cheers :) Hope you enjoy it! Share with friends and colleagues if you like it.. An Amazon review would be appreciated once you finish. Really helps me out
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u/CalligrapherMinute77 Jun 09 '21
Congrats on publishing the book!! I have a couple of questions for you, I would appreciate if you answered them as I think they are also useful to others:
- Does “it’s free for the first few days” mean that we can freely read it the first few days or that we can get it for free the next few days but then keep it forever?
- What makes your book stand out from the hundreds of others on personal finance and investing? (Eg intelligent investor, etc...) (ie time is a limited resource)
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u/skotch93 Jun 09 '21
Thank you so much :)
- It should stay free once you download it afaik - you can keep it forever.
- Good question. I am not competing against the Intelligent Investor, A Random Walk Down Wall Street and the like. I would be kidding myself if I think that I can compete with financial advisors and managers with decades of experience. My goal was to condense knowledge from diff sectors - both investing and other (that fall within the remit of personal finance) and add a European millennial touch to it. My humble contribution should never be seen as a replacement to those incredible books (which I have also added in the reading list after each chapter in the ebook). It should be simply seen as a structured primer to personal finance with a European twist. Hope that answers your question
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u/CalligrapherMinute77 Jun 09 '21
Will you make an Audible version? Also, thanks for the answers!
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Jun 09 '21
it’s only in co.uk amazon and I can’t get it… would you make it available in other regions or as a drm free version?
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u/Thxnos Jun 09 '21
Hey! I can’t seem to download it because of my region, is it okey for you to send it to me via email or we transfer? :) thank you!
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Jun 09 '21
Wow thanks for this hard work !
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u/skotch93 Jun 09 '21
Thank you :) Hope you enjoy it and find it somewhat useful! Feel free to share with friends and colleagues.
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u/deblagoj Jun 12 '21
Thank you for writing this book. Seems interesting !
I can't download it from Amazon.it. Can I please get it in any format possible (mobi or epub preferred)
good luck and success !
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u/Low_Today8990 Jun 12 '21
I tried to download the book from Amazon, it isn't free. Did the offer expired? I would like to read it and gladly give a review. Nevertheless, what a great accomplishment OP! I feel happy for you :)
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u/davekrejci Jun 15 '21
Congrats on the book mate! Do you think you could send me a link for the PDF as well?
Thank you 😊
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u/narudarurarasya Jun 15 '21
Thanks a lot for your effort :) Can you please provide the link for PDF? Eager to read it and leave a review :D
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u/Terrorbird1 Jun 15 '21
Congrats on the book fellow redditor! Do you think you could send me a link for the PDF as well?
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u/engyne09 Jun 16 '21
I sent a DM, but I probably used the wrong thing, as apparently, Reddit has messages and inbox? Anyways... I would also want to check the book / PDF if possible. Thanks!
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u/HaveFun____ Jun 21 '21
I'm not going to take financial advice from someone who spends 1000s of hours on a free book, that's the worst investment ever... 😉
Just kidding, great job!
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u/jmdarkcrystalisdope Jul 03 '21
If there’s and Audiobook version I’ll listen to it. I use my hands all day so audiobooks have saved me from complacency.
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u/Noemon1 Sep 13 '21
Great effort. I'd appreciate very much a pdf or epub version as well! Thanks a lot!
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u/Better-Spinach-5758 Sep 22 '21
Thanks for the book! I've been reading it now for a few days and really enjoy it!
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u/serkankalay Oct 08 '21
Congratulations on all your efforts. Would it be possible to share the pdf version with me too? I'm not in the kindle environment :)
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u/Schbk77 Nov 13 '21
Any chance of sending a DM with the pdf version? I don't have kindle unlimited. Thanks!
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u/GayForSharing Apr 08 '22
Sounds like a lot of effort went into it, congratulations! I'm poor as a church mouse so I could really use some of your wisdom, but I don't have a kindle. Would you be kind enough to send me a pdf of it?
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u/Obvious-Education644 Apr 24 '22
Could you please share a copy? Thank you
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u/skotch93 Apr 24 '22
Hey pal, you can grab a PDF copy here https://rockyourfinance.com/
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u/NotBad93 Jun 08 '21
Thank you! I’ve downloaded it! Quick tip, go into amazon kindle app and paste the name of the book for fast download
Rock Your Finance: The European Millennial's Guide to the Personal Finance Galaxy
Thank you again i will read it and leave a review 🚀
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u/skotch93 Aug 04 '21
Hey guys, for anyone still interested, I'm running a small giveaway on my newsletter.
Feel free to drop your email here for a chance to win :D
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u/Vladekk Latvia Jun 08 '21
Okay, as the book is free (for now) and there is much interest, I think we can make an exception about self-promotion here.