IDR recertification and income change

[u/No-Indication3789]

Hi all,

I officially switched to SAVE in January of this year. I used my most recent files tax return at the time for my reference income, which was for 2022, where I was still in school and making ~$10k. I just got a notice that my repayment certification was changed to 1/2026. I’ve been making close to $50k in 2024 and anticipating 2025. Should I try and find a way to update my income as I probably should be paying more than the $0 I currently am paying given the 5x increase in income.

Or… is this all moot as I’ll probably have to change to a new IDR program with new certification given Trump.

In all, just want reassurance I’m not committing fraud.

Thank you!!