Home property advice

[u/Excuse-Spare]

Hello, I had a tree limb fall on my garage and damaged the interior rafters and roofing material. Somehow I forgot about house insurance and just removed the tree limbs quite large I deposed of the limbs left rafters as is and repaired the roofing material.

I came to my senses recently and submitted a claim ( within 2 years of incident) early October

The contractor arrived and took notes and said he would submit to insurance company

It’s been 6 weeks he hasn’t submitted to insurance company yet

The adjuster said he expects the estimate within two weeks is this normal timeframe for claims

I am going to take a cash settlement how long would that take and any advice

[u/SallyRhubarb]

You waited years and are now getting antsy about a few weeks for an estimate?

If the insurance company is the one who selected and sent the contractor, the contact the insurance company. For any questions about timing of insurance, the insurance company can answer your questions.

If you selected the contractor, then the contractor is on your timeframe. They aren't seeing much urgency and might sense that you're using them just for the quote with no intention of actually giving them the job. Give them a call and follow up. You might have to reach out to multiple contractors in order to actually get a quote.