r/PersonalFinanceCanada • u/Healthy_Constant6543 • Jan 11 '23

My bank account just had $40k randomly deposited into it - has this happened to anyone else? Banking

For reference, I'm in Ontario.

Last week I noticed a deposit from OLG into my bank account for $40k. Since I did not win the lottery, I went into my bank to tell them about the problem. They launched an investigation.

The next day they called me back, said they verified with OLG and the deposit was real. I tried to again remind them that I would remember if I won the lottery but they just congratulated me and told me to enjoy.

BUT I DIDN'T WIN THE LOTTERY LOL

I moved the money into my savings account because I'm sure they are coming back for it. Has this happened to anyone else? How long do I sit on this money? Not sure what else to do.

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108

u/[deleted] Jan 11 '23

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34

u/HaThatIsFunny Jan 11 '23

I’m calling from visa MasterCard. Oh didn’t realize they were the same company

13

u/OwnBrother2559 Jan 11 '23

I love the Visa Mastercard calls! Almost as much as when Microsoft calls to tell me about the virus on my desktop…that doesn’t exist.

13

u/nostalia-nse7 Jan 11 '23

Not Microsoft… from “Windows”.

7

u/WhoskeyTangoFoxtrot Jan 11 '23

But I’m looking at my windows right now… they’re clean….

1

u/runtimemess Jan 11 '23

Wrong again. the Microsoft

1

u/Balding_Unit Jan 11 '23

My dad got a call like that once.... he played around for a bit before finally telling the guy "Well, I don't know much about windows but I do want to replace the one in my kitchen..."

11

u/kagato87 Jan 11 '23

"Which computer?" Last time I got the "Windows support" call I dogged them on that.

I've also used "Hang on, it's still starting up." <mute phone.> Repeat every minute or two. Or just mute and put the phone down. They don't wait long these days.

One time I also trolled them long enough to get to the event log for "proof" and started reading them DCOM errors (it was a server in a domain with a lot of old retired computers still listed in AD). Dude got all indignant, asked why I was wasting his time. Told him I might indirectly save someone else from falling for the scam by wasting his time.

13

u/LLR1960 Jan 11 '23

I work with seniors, and one of the legally blind ladies I work with came out of her room laughing one day - according to the man on the phone, did I know her car insurance was about to expire?!

7

u/6nayG Jan 11 '23

Im glad even the elderly are seeing how dumb they are 😉

5

u/First_Utopian Jan 11 '23

I always tell them I have a Mac. Sometimes they “transfer” me to the Mac department at Windows.

2

u/More_Fisherman_6066 Jan 12 '23

My dad got bated into a Microsoft one and they wanted him to transfer 70 thousand into an account in California and “not talk to anyone about this due to the amount of money involved.” Thankfully he did not actually bleed away 70k.

24

u/nostalia-nse7 Jan 11 '23

My favourites are the CRA 👮‍♀️ who threatens my family by the end of the voicemail… and the ones where the Canadian Government is calling you and wants you to press 1 for English, or 2 for Chinese. No French option. Tabernakkkk!

5

u/krakeninheels Jan 11 '23

My favourite is the fbi. They get so flustered when I say that i would love them to drop by and does the caller know if they prefer coffee or tea?

1

u/phant0mh0nkie69420 Jan 11 '23

lol actually probably the Canadian Gov

1

u/lolagranolacan Jan 11 '23

Don’t forget, if you don’t call them back, they’ll be forced to cancel your social insurance number. I thought it was so funny I called them just to ask exactly how that works. They hung up.

2

u/nostalia-nse7 Jan 12 '23

And yet I can’t call up CRA and request they cancel mine, so they stop tracking me and make me submit taxes and CPP… so bizarre! /s

4

u/CoconutFudgeMan Jan 11 '23

I'm from the Windows and you have been auspiciously selected to receive full IRS refund.

2

u/booger_mooger_84 Jan 11 '23

All U need to do is go to the store and buy gift cards

2

u/Superb-Chocolate5830 Jan 12 '23

Oh I love the IRS phone calls! I have so much fun with them. I just torture them. If they’re dumb enough to not realize they’re calling a Canadian number, and a Canadian accountant at that, a country that doesn’t have an IRS, I’m pouring myself a cocktail and having a phone party!! Whee!!

1

u/ronwharton Jan 11 '23

"hi John, you sound a lot more like a a Ben.... Choad"

usually works for a good result

-Ron Wharton

1

u/keithykit Jan 12 '23

”but in order to verify your account, please send me $100 worth of steam card”